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Gross Margin & Markup Calculator

Gross margin = (price − cost) ÷ price

Enter your price and unit cost for margin and markup.

Last updated: August 2026 · Reviewed by the Bridge lending team · Glossary

TL;DR Gross margin = (price − cost) ÷ price A $40 price on a $15 unit cost is $25 gross profit, a 62.5% gross margin and a 166.7% markup. Margin and markup are not the same: margin is measured against price, markup against cost. Many consumer-brand products run 40–65% gross margin at wholesale, and higher direct-to-consumer, as of Q3 2026.

Gross profit

$25

Gross margin

62.5%

Markup

166.7%

The formula

Gross margin = (price − cost) ÷ price × 100 · Markup = (price − cost) ÷ cost × 100

Worked example

A product sells for $40 with a $15 unit cost. Gross profit = $40 − $15 = $25. Gross margin = $25 ÷ $40 = 62.5%. Markup = $25 ÷ $15 = 166.7%. To price for that same 62.5% margin from the $15 cost: $15 ÷ (1 − 0.625) = $40.

Typical gross margins by channel (indicative, as of Q3 2026)

ChannelTypical gross margin
Mass / grocery wholesale25% – 45%
Specialty / natural wholesale40% – 60%
Direct-to-consumer55% – 75%

Ranges are indicative national figures for stabilized assets and vary by market, brand, and condition. For preliminary planning only; not an offer of credit.

Frequently asked questions

What is the difference between margin and markup?

Margin and markup are not the same. Gross margin is gross profit as a percentage of the selling price ((price − cost) ÷ price), while markup is gross profit as a percentage of the cost ((price − cost) ÷ cost). A $40 price on a $15 cost is a 62.5% margin but a 166.7% markup, because the same $25 of profit is measured against a larger base (price) for margin and a smaller base (cost) for markup.

How do you calculate gross margin?

Gross margin = (price − cost) ÷ price × 100. A product that sells for $40 with a $15 unit cost earns $25 of gross profit, and $25 ÷ $40 = 62.5% gross margin.

What is a good gross margin for a consumer brand?

As of Q3 2026, many consumer-brand products run roughly 40% to 65% gross margin at wholesale and higher direct-to-consumer, where there is no retailer or distributor taking a cut. The right target depends on channel mix, category, and how much you spend on marketing and fulfillment.

How do I price for a target margin?

Price = cost ÷ (1 − target margin). To hit a 62.5% gross margin on a $15 unit cost: $15 ÷ (1 − 0.625) = $15 ÷ 0.375 = $40. Divide by one minus the decimal margin, not by the margin itself.