Sam's ClubBridge
Coded-tapestry illustration of a sunlit Sam’s Club storefront and truck

Capital designed for
Sam’s Club suppliers.

Bridge finances up to 100% of eligible COGS and gets repaid when Sam’s Club pays you. No equity given up. No daily debits.

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Funding stories

Brands that shipped in full.

How it works

Capital that shows up before the PO does.

The moment Sam’s Club commits to an order, the bills start: your factory wants a deposit, the production run needs funding, and freight is due before the shelf. Bridge finances each of those steps so the order gets built without draining your cash.

No need to wait for the official PO.

$50K–$10Min non-dilutive capital

About Bridge

You shouldn't pay for a lender's blind spots.

Bridge built its own AI underwriting engine, so a facility that takes a bank months takes us days. It reviews every order, invoice, and retailer payment in your history, so we're pricing your real risk instead of padding for what we can't see. Then it keeps working: each order funds on demand and reconciles automatically when Sam’s Club pays.

Facility limit
$2,500,000
Available to draw
$1,000,000
  1. Costs scoped
  2. Funded
  3. Delivered
  4. Sam’s Club pays
Order funded · 100% of COGS$400,000
Repaid on remit+$400,000

Recent wins

More Walmart & Sam’s Club closings.

  • Seeded protein bar on parchment

    $3,000,000

    Accounts Receivable Loan

    Protein Bar Manufacturer · Walmart Supplier

  • Nonstick bakeware pans

    $2,500,000

    Working Capital Loan

    Walmart Supplier

  • Coconut energy bites in a bowl

    $1,500,000

    Purchase Order Loan

    Snack Manufacturer

  • Woman using a personal care product at a bathroom mirror

    $1,000,000

    Purchase Order Loan

    Walmart Supplier

  • Assorted frozen dessert bars on a blue background

    $500,000

    Funded

    Frozen Dessert Manufacturer · Walmart Supplier

  • Kōpu water bottles on a beachside table

    $375,000

    Working Capital Loan

    Walmart Supplier Expanding Into Upscale Hospitality

  • Coffee sample bags awaiting roasting

    $375,000

    Working Capital Loan

    Walmart Supplier

  • Seeded protein bar on parchment

    $3,000,000

    Accounts Receivable Loan

    Protein Bar Manufacturer · Walmart Supplier

  • Nonstick bakeware pans

    $2,500,000

    Working Capital Loan

    Walmart Supplier

  • Coconut energy bites in a bowl

    $1,500,000

    Purchase Order Loan

    Snack Manufacturer

  • Woman using a personal care product at a bathroom mirror

    $1,000,000

    Purchase Order Loan

    Walmart Supplier

  • Assorted frozen dessert bars on a blue background

    $500,000

    Funded

    Frozen Dessert Manufacturer · Walmart Supplier

  • Kōpu water bottles on a beachside table

    $375,000

    Working Capital Loan

    Walmart Supplier Expanding Into Upscale Hospitality

  • Coffee sample bags awaiting roasting

    $375,000

    Working Capital Loan

    Walmart Supplier

The working capital gap

You need capital before you pay your manufacturer, not after.

Most lenders only show up after you’ve already fronted the cash. Bridge’s capital starts the day you send your first deposit, so production never waits and you deliver to Sam’s Club OTIF.

Without Bridge

0days out of pocket

You fund production, draining cash reserves or giving up a part of your business.

With Bridge

0days out of pocket

Cover 100% of eligible COGS, rates starting at 1%, and no equity given up.

Where capital fits in the Sam’s Club cycle

  1. T+0PO expected · Order materials
  2. T+30Materials / product received
  3. T+60Delivered to Sam’s Club
  4. T+70Invoice approved
  5. T+130Bridge repaid
  • Bridge PO financingPre-shipment · repaid on remit
  • Invoice factoringAfter delivery
  • SCF / early payAfter invoice approval
  • Bank LOC / ABLSized on history, not the PO
  • Bridge PO financingPre-shipment · repaid on remit

    T+0T+130PO expected through Bridge repaid

  • Invoice factoringAfter delivery

    T+60T+130Delivered through Bridge repaid

  • SCF / early payAfter invoice approval

    T+70T+130Invoice approved through Bridge repaid

  • Bank LOC / ABLSized on history, not the PO

    T+30T+70Materials received through invoice approved

Only PO financing covers the gap from the start of production through delivery to Sam’s Club. Factoring, SCF, and most bank lines start later in the cycle.

Get started

Fund your next Sam’s Club order without giving up equity.

Getting started with Bridge is free, fast, and confidential. Tell us about your next purchase order and see indicative terms quickly.

All financing is subject to application, credit review, and underwriting.