Capital designed for
Chipotle suppliers.
Bridge finances up to 100% of eligible COGS and gets repaid when Chipotle pays you. No equity given up. No daily debits.
OFFICIAL FINANCING PARTNER OF
How it works
Capital that shows up before the PO does.
Bridge finances the full cost of production for Chipotle orders: supplier deposits, manufacturing runs, and freight to get inventory in the door. We fund off your buyer commitment, so cash is there when production starts.
No need to wait for the official PO.
About Bridge
You shouldn't pay for a lender's blind spots.
Bridge built its own AI underwriting engine, so a facility that takes a bank months takes us days. It reviews every order, invoice, and retailer payment in your history, so we're pricing your real risk instead of padding for what we can't see. Then it keeps working: each order funds on demand and reconciles automatically when Chipotle pays.
- Facility limit
- $2,500,000
- Available to draw
- $1,000,000
- Costs scoped
- Funded
- Delivered
- Chipotle pays
Recent wins
Over $500M closed in 2025
$3,000,000
Accounts Receivable Loan
Protein bar brand
$2,500,000
Working Capital Loan
Bakeware brand
$1,500,000
Purchase Order Loan
Snack brand
$1,000,000
Purchase Order Loan
Personal care brand
$500,000
Funded
Frozen dessert brand
$375,000
Working Capital Loan
Bottled water brand
$375,000
Working Capital Loan
Coffee brand
$3,000,000
Accounts Receivable Loan
Protein bar brand
$2,500,000
Working Capital Loan
Bakeware brand
$1,500,000
Purchase Order Loan
Snack brand
$1,000,000
Purchase Order Loan
Personal care brand
$500,000
Funded
Frozen dessert brand
$375,000
Working Capital Loan
Bottled water brand
$375,000
Working Capital Loan
Coffee brand
The working capital gap
You need capital before you pay your manufacturer, not after.
Most lenders only show up after you’ve already fronted the cash. Bridge’s capital starts the day you send your first deposit, so production never waits and you deliver to Chipotle OTIF.
Without Bridge
0days out of pocket
You fund production, wait on remit, and lose the next PO.
With Bridge
0days out of pocket
We front eligible COGS. You ship. Repaid when Chipotle pays.
Where capital fits in the Chipotle cycle
- T+0PO expected · Order materials
- T+30Materials / product received
- T+60Delivered to Chipotle
- T+70Invoice approved
- T+130Bridge repaid
T+0T+130PO expected through Bridge repaid
T+60T+130Delivered through Bridge repaid
T+70T+130Invoice approved through Bridge repaid
T+30T+70Materials received through invoice approved
Only production / PO financing covers the gap from PO received through paying your manufacturer — before Chipotle pays you back. Factoring, SCF, and most bank lines start later in the cycle.
Get started
Fund your next Chipotle order without giving up equity.
Getting started with Bridge is free, fast, and confidential. Tell us about your next purchase order and see indicative terms quickly.
All financing is subject to application, credit review, and underwriting.