Walmart and Sam's Club
Walmart purchase order
financing
Purchase order financing pays your vendors to produce a retail order, then gets repaid when the retailer pays you. Bridge funds up to 100% of eligible COGS.
Program at a glance
The terms, in one place.
Built for consumer brands producing for Walmart, Sam's Club, and national retailers. Subject to underwriting and eligibility.
- Advance
- Up to 100% of eligible COGS
- Facility size
- $50K to $10M
- Rates
- Generally 1.5% - 2.3% per month
- Repayment
- When your retailer pays or early pay reduces costs
Even better pricing for Walmart and Sam's Club suppliers through our partnership.
How it works
Capital that starts when the buyer commits.
Bridge is the capital behind Walmart's Purchase Order Financing Program. It funds up to 100% of COGS for Walmart and Sam's Club suppliers so they can produce and ship without draining operating cash.
Bridge funds the costs of producing upcoming retail orders, then gets repaid as those orders turn into cash. Production can start when the opportunity is real, so the order you won still ships complete.
You share the order and basic financials. The best terms arrive in days, and funding can follow the same day approval comes through.
A 50% advance of the purchase order, limited to suppliers with years of history, is a different product. Bridge puts up to 100% of eligible production cost in your account for Walmart, Sam's Club, and other major retailers, including a first order or an upcoming order.
See Walmart supplier financing,Sam's Club,purchase order financing, and the CPG financing guide.
Who it is for
What to bring.
Built for consumer brands producing for Walmart, Sam's Club, and national retailers, with facilities from $50K to $10M.
- You sell to Walmart or other major retailers.
- You have an upcoming order to produce against.
- You have $50K - $10M in production costs.
- Basic financials so underwriting can start.
Common questions
Walmart purchase order financing, answered.
The same facts as the page above, in the questions buyers ask.
What is Walmart purchase order financing?
Bridge puts the capital you need in your account so you can pay your vendors to produce your retail order, then you repay when Walmart pays you.
How does Walmart purchase order financing work?
Share the upcoming order and basic financials. Terms arrive in days, and the funds go into your account so you can pay your vendors. You repay when Walmart or Sam's Club pays.
How much of a Walmart order can Bridge fund?
Up to 100% of eligible COGS, covering the production costs required to fill the order. No equity is given up.
What size orders does Bridge finance?
Facilities run from $50K to $10M and can cover up to 100% of production costs.
Can I get financing before I have a purchase order?
Yes. You can request financing for an upcoming purchase order, so production starts when the buyer commits.
Do I need years of Walmart history?
No. First orders and upcoming orders qualify, for Walmart, Sam's Club, and other major retailers.
How fast can I get terms?
The best terms in days. Brands share the order and basic financials, receive loan terms within 48 hours, and can be funded the same day approval comes through, subject to underwriting.
What rate should I expect?
Rates are generally 1.5%–2.3% per month, depending on the deal. Walmart and Sam's Club suppliers can get even better pricing through the partnership.
How is Bridge different from a 50% advance program for long-standing Walmart suppliers?
Some retail programs advance about half the order and look for suppliers with years of history. Bridge funds up to 100% of eligible COGS and works with first-order suppliers.
When do I repay?
Repayment follows the order. Bridge is repaid when Walmart or Sam's Club pays you. There are no daily debits.
Does paying early lower the cost?
Yes. Paying when the retailer pays, or earlier, reduces the cost. There are no daily debits.
Get started
Fund your next Walmart order without giving up equity.
Tell us about the upcoming order. Getting started is free, fast, and confidential.